Specialist non-bank residential lender.
Partnering with New Zealand's leading brokers to deliver smarter residential lending solutions for New Zealand borrowers who need flexibility beyond the banks.
WHY MADOX
Experienced Team
Backed by decades of lending and credit expertise across New Zealand's residential property market.
Relationship-Driven
We take the time to understand each borrower's situation, working closely with advisers to structure the right solution.
Considered Approach
Thoughtful, responsible lending with clear communication at every step. No surprises, no unnecessary complexity.
LENDING FOCUS
Owner-Occupied Homes
Standard residential mortgages for homeowners purchasing or refinancing their primary residence in New Zealand.
Investment Properties
Lending for residential investment properties, supporting landlords and property investors with tailored mortgage solutions.
Bridging Finance
Short-term lending to bridge the gap between purchasing a new property and selling an existing one.
Refinancing
Restructuring existing mortgage arrangements to better suit your current financial position and goals.
Non-Standard Income
Solutions for self-employed borrowers and those with non-traditional income sources who may not fit standard bank criteria.
HOW IT WORKS
01 - Enquiry
Your adviser submits a lending scenario. We review the details and respond with a clear indication of terms within 24 hours.
02 - Assessment
Full application review and property valuation. Transparent credit assessment with open communication throughout.
03 - Approval
Formal loan offer issued with clear terms. Legal documentation prepared and reviewed. No hidden conditions or surprises.
04 - Settlement
Funds disbursed on the agreed date. Coordinated with solicitors and all parties. Ongoing support post-settlement.
